The Study On The Legal Issues Of The County Financial Regulation Inchina

Our County is a vast territory, the county financial health or not, is directly affect the the economy’s development in our nation, it is also related to the impact on the vital interests of the farmers. In recent years, with a relative shift of national strategic plan, a lot of state-owned bank financial institutions are evacuate from the County Area. A direct result of the county financial institutions is number of county funds becoming less and less. This making County financial needs growing larger and larger, which gives civil idle capital of an opportunity, a lot of credit companies,"underground banks" concentrated into the county area, posed a great problem to the county financial regulation. County financial regulatory regime is not perfect, regulatory backwardness and lack of the necessary county financial risk prevention mechanisms, and a tremendous challenge to the county development of financial markets. Therefore, to expand the county financial supervision and legal issues of research is important practical significance.The research starting from the county financial problems causes and countermeasures, combed the latest research at home and abroad on the county financial regulation and found that the existing literature on the legal issues there are still many blank, particularly in the study of county financial regulation. Therefore, the research concluded the county financial regulation concepts, combined with the Law the government failure theory, government intervention in the right theory, theory of incomplete law and the the financial development rights, market failure theory, incomplete information theory, imperfect competition theory, and Prisoner’s Dilemma theory. And on the basis of the legal system of the typical country’s financial regulation. Using the Delphi method to filter out the variable to reflect the county financial regulatory, and the impact of factors affect our county financial regulation. Establish the index system of county financial regulatory and making a mathematical model based on expert opinion.In this study, through questionnaires, siting interviews to obtain the first-hand information. By the Likert scale, to get the specific parameters of the County financial, summed up our county financial regulation exists a amount of legal issues, such as, the county financial participants’awareness of the law is weak, county financial regulation legal system is imperfect, there is a prominent problem in the county financial body, the financial credit mechanism is poor, the system of access and exit to financial markets are imperfect, the professional personnel missing and repeat staffing are existing. In this study,15.27%of the financial staff were asked the second times, the survey is there are five impact on our county financial regulation, the role of size sorting is the system access and exit to financial markets, the system of county financial body, the regulation mode of county financial, the risk control system of county financial, and the regulatory legislation of county financial.Finally, the study through specific design of the system to answer how to solve the problems of our county financial regulation legal issues, including the following:First, by raising the level of the county financial regulatory laws and putting the policy into law to improve the legal system of county financial regulation; Second, by distinguishing different county financial body to determine the diverse and complementary legal system of the county financial regulatory body; Third, through establishing a unified county regulatory, play to the strength of the middle layer auxiliary regulatory, strengthen the internal control and improve the design of the judicial regulation system to innovatt the county financial regulatory model; Fourth, by creating a county financial credit system, making a credit insurance System, the establishment of risk contingency fund and broaden the supplementary capital channel to strengthen the county financial risk prevention system; Fifth, through distinguish different bodys, to determine the system of access and exit mechanism of financial markets.