Research On Legal Issues Of The Western Rural Financial Development

Economic and financial development the roughly parallel betweenthe relations, the development of the rural economy directly or indirectlydependent on the rural financial development and support. Economicdevelopment and insufficient effective demand caused by behindfinancial insufficient, and rural financial supply structure problems, inturn, restrict the rural economic development. Chinese current financiallegislation on the rural financial development has formed a lot ofrestriction. Therefore, through the financial legislation to study how toimprove and perfect the to promote the financial development, whichbecomes our country rural financial legal research one of important issues.Scholars has set up a file in how to perfect rural financial institutionslegislation, rural credit cooperatives reform of credit system, establish therural financial backflow mechanism in many research.Scholars have alsopointed out that the effective financial demand, the reform should therural land system, perfect countryside social security system to increasefarmers on the need for the funds. However, how to solve the ruralfinancial demand and supply problems from the legal perspective, how toconstruct the system of legal to realize financial legislation to promote thedevelopment from the rural finance law perspective, but research onwhich is very few. In this paper, the supply of rural financial and basis ofthe study on the development of the rural financial laws to promote research.The main content of this paper is made up of the followingcomponents: First, introduction, put forward the writing background andthe significance of study, analysis and research situation at home andabroad, points out that his own research content; Second, analysis thewestern regions of Chinese financial needs and points out itscharacteristics and the relations of legal system;Third, analyzes ourcountry to the west of the supply of rural financial characteristics andpoints out the relations of the legal system；Fourth，through the analysisof the above, find out the key western rural financial problem, and putsforward the legal path solving needs to rely on the necessity and realistic;Fifth, the foreign managed to solve the problem of rural financial supplyand demand legislation; Sixth,take example by the foreign lawmaking,combined with the present situation of the western regions of China, putforward the perfect our country’s rural financial law system of thelegislative suggestions; Seventh, put forward that building the ruralfinancial auxiliary system legal norm system suggestion. Through theresearch and exploration of the above, I think the western rural financialdemand exists the construction of rural financial legal system neglectedrural citizens financial needs ability, the existing policy, legislation can’tspur western rural citizens financial demands of willing; The westernrural financial supply problem is the existing financial legislation to limit the western rural financial organization form of diversification； thelegislation of Policy Bank is vacancy, so its advocacy function can’teffectively play；the law of the rural effective security admitted a narrowrange, the western farmers of formal business credit demand can’t satisfy,agricultural policy insurance law system is lacking, what lead to the ruralfinancial institutions "arisen".This paper studies by the limits of various conditions, mainly basedon the related statistical data, the existing legislation, other scholarsresearch on the rural financial，combined with the perceptual knowledgeof the agrarian finance development myself, lacking of personalinvestigation and survey data, which may be the main disadvantages ofthis paper.