Comparative Study Of New Rural Social Insurance Rules From Effective Demand

From the perspective of effective demand, this thesis investigatesand researches the rural social endowment insurance in threeselected villages respectively from Shandong, Shanxi and InnerMongolia province(autonomous region). It analyzes the factorsinfluencing farmers’participating a new type of rural socialendowment insurance system. Furthermore, it compares theinvestigation results in the three villages. Effective demand in thisthesis refers to the willingness for farmers to participate rural socialendowment insurance and the ability to pay. The theoreticalframework of this thesis is Maslow’s hierarchy theory of needs. Theresearch method takes quantitative research primarily and qualitativeresearch supplemented, with the method of structure investigation,literature and interviews.The thesis consists of five chapters: the first chapter isintroduction. This chapter mainly illustrates the background andsignificance of the research. It briefly elaborates the purpose of theresearch and clarifies the specific perspective of the effectivedemand. The second chapter is literature review. Firstly, it points outthe theories in the thesis-----Maslow’s hierarchy of needs theory, Cairns’theory of effective demand and Rawls’justice theory.Secondly, it reviews the materials about the endowment insurance athome and abroad. The third chapter is research design. This chapterputs forward the research hypothesis and introduces the researchmethods and research ideas. Furthermore, it defines three coreconcepts------farmers, a new type of rural social endowment insurancesystem and effective demand. The fourth chapter is content of theresearch. It introduces the current implementation situation of thenew type rural social endowment insurance in the three villages andbasic features of samples. The fifth chapter is concluding remarks.Based on summarizing the investigation results, it puts forward thepolicies and measures favorable to the carry out of the new ruralsocial endowment insurance.The innovation of this thesis lies in based on the perspective ofeffective demand for farmers to the new type rural social endowmentinsurance (the willingness to participate and the ability to pay), itcompares and analyzes three agriculture-centered villages fromShandong, Shanxi and Inner Mongolia. It puts forward a series ofmeasures to improve farmers’effective demand for the new type ruralsocial endowment insurance, which increases the effectiveness andpersuasion of the thesis.The research results in this thesis indicate that in the backgroundof aging, China’s rural social endowment insurance system urgentlyneeds to adapt to the rural situation. According to farmers’willingness to participate and the actual ability to pay, China shouldset up more reasonable systems and measures for farmers and letsocial endowment insurance really provide the safeguard for farmers’ endowment risk.