Analysis Of Supply And Demand Of The Long-term Care And Constructing The Long-term Care Insurance System In China

Population aging is the most significant trend of population aging in the world,pension, medical, nursing and other problems have so many countries, and will enablemore countries face a heavy economic pressure and social pressure. As a solution to theproblem of aging population is an important measure, the long-term care insurance moreand more favored by all. As early as1999in China has entered the aging country threshold,with longer life expectancy, old people the possibility of illness and resulting in thedemand for long-term care services increased, while the long-term care insurance system isstill belongs to blank. Older people in illness and loss of self-care ability of care issues, hasbecome a serious social problem. Therefore, the establishment and development of thelong-term care insurance system, improve the aged care service quality, in order tofundamentally solve the problem of the elderly care in China.This paper first discusses the basic theory of the long-term care insurance system andits development track, and the analysis of the construction experience of foreign nursinginsurance. On the basis of, through to the analysis of demand and supply of the long-termcare insurance, summarized our future demand, and the use of statistical analysistechniques that the long-term care insurance in China is feasible, determine our supplymain body; finally, according to the demand and supply situation, put forward the idea ofconstructing the system of construction scheme in our country, for our the long-term careinsurance to establish policy recommendations.According to the long-term care insurance supply and demand as the starting point,through statistical analysis techniques.Speculate that our government has the ability tocarry out the system, national financial capacity to support the long-term care insurancesystem operated smoothly; enterprise payment ability is limited, not to consider as themain supply range; our country individual workers social insurance payment ability andpotential space. The suggestion that we should adopt “the state–individuals” sharing modelof the long-term care insurance system. At the same time, follow the " comprehensivecoverage of the target groups, priority to the development of care and prevention, home care service guarantee " train of thought, The long-term care insurance system protectorand protectors were defined," to take care of state " recognizing, insurance payment forinitial setting, put forward policy recommendations from sources of financing, serviceproviders, service personnel, management and supervision and other aspects of thelong-term care insurance system construction in China.