The Study On Enterprise Credit System And Construction Of Credit Information Management Platform

Credit is the life of modern market economy. It’s essential to build a solid social credit system to support the development of modern market economy. Therefore the construction of social credit system is the priority in developing China’s market economy. Enterprises are the main body of a market. So enterprise credit system tops the construction of the whole social credit system. And collecting, processing, spreading and managing enterprise credit information is the core when building enterprise credit system.In foreign developed countries, over hundred years of development, a perfect credit system and developed credit economy have been established. So the study on enterprises credit information management and application is more mature and experienced. While in China, credit system construction starts late. In1990s, credit deficiency has severely restrained our domestic market economy development and spiritual civilization construction. Since then, China has attached great importance to credit issues. After years of construction and development, some progresses have been made, however, we are still facing many problems.Dalian has great nature advantages and plenty of enterprises. In recent years, local economy has made sound and rapid progress. While, in the overall situation that credit system is less developed in China, regional enterprise credit system hasn’t established yet. Enterprises credit information system and data base need to be integrated and management mechanism need to be build up.The former chapters of the paper, the author explains some concepts about credit system, introduces several credit system patens abroad, and shows social credit system development situation in China and enterprise credit system construction progress made in local area. According to the local situation, the author brings up local enterprise credit infomation management criterions, and defines the content, structure, resource, process and safety management of credit information. Then the author analyzes the function need of enterprise credit information management platform, technology type and performance demand by using infonnation system project way to design a platform and put into practice. At the last part of the paper, the author brings forward some strategies to guarantee the operation mechanism of enterprise credit information system. It is believed that the study will help build the local enterprise credit system and provide a good example for China’s enterprise credit system construction.