Small And Medium-sized Enterprise Credit Guarantee Agency Risk Management Research In Inner Mongolia

Small and medium-sized enterprises (Small&MediumSize Enterprises, SMES) survival and development is not only an important part of the national economy, but also a worldwide problem.ts important role in the society and the contradiction of oneself be congenitally deficient, cause of the lower credit degree directly So the competition in the market in general is in a weak position. Difficult financing and security has become the main factors which restricts the small and medium-sized enterprise healthy development. Credit Guarantee is a financial transaction of small and medium enterprise (Small&Medium-Size Enterprises SMES), which is one of the most important measures.of the governments support the small and medium-sized enterprise development. Small and medium enterprise credit guarantee is known as the high risk industry in the world, the security company’s risk management ability as its survival and the development important core. Especially since2007, the global financial crisis, small and medium-sized enterprises survival and development environment worsens quickly, and to provide financing services security company can not be alone, security company risk management task is more formidable, the sense is more great also.This article from the aspects of the risk management theory proceed with, to the traditional risk management and the modern risk management theory to carry on the comparative analysis research, and combined with the actual situation in Inner Mongolia is focused on the study of the enterprise risk management (ERM) theory and the basic framework, while the Inner Mongolia small and medium-sized enterprise risk management to explore and research, for the construction of my area small and medium enterprise credit guarantee system, improve the credit ability and market ability to survive and provide theoretical support.