City Commercial Banks In Our Country Development Pattern Analysis

With the development of China’s financial industry is increasingly diverse andcomplex, especially local financing platform to carry out the financial risks can not beignored by urban credit cooperatives in transition from the city commercial banks inthis particular context to shoulder social responsibility and mission. Since themid-1990s, city commercial banks in China’s financial and banking system occupiesan important position, but its development there is still uneven, the development modeof China’s city commercial banks, to help the health of city commercial development.improve China’s financial market structure, and to provide more financing options forSMEs have a very important practical significance.Finance theory, drawing on the mode of experience of the development andoperation of city commercial banks in developed countries, respectively, from thestage of development and operation of both empirical research on the status quo ofChina’s city commercial banks to discuss the current difficulties faced by China’s citycommercial banks, and more representative of the two city commercial banks-Bankof Beijing and Anhui Merchants Bank model of development in-depth analysis,combined with the foreign successful experiences and specific conditions, includingthe clear positioning of the introduction of PE expansion capital, expand intermediatebusiness improvement in China Some suggestions of the city commercial model toachieve better and faster development of China’s city commercial banks.