| In the first year of "12th Five-Year-Plan", we need to address a series of major issues,"three rural issue " is of particular concern. Rural credit cooperatives, as the China’s rural financial market’s absolutely main force, plays a special and important role. How to make full use of the financial advantage to solve the "three rural issue" of the current agriculture, especially ensure the national food security strategy becomes true, in the "12th Five-Year" period must be a breakthrough of a major bottleneck.In2009, the Heilongjiang Provincial People’s Congress considered the report of the progress five hundreds million tons of food production project, emphasized all levels of government should further strengthen leadership, and solid progress million tons of food production to the implementation of the project. The Zhaodong city, as the national food production advanced counties pacesetter should try its best to contribute to the project actively. Level of corn production, high or low, is affected by many factors and varies with the different regions, including capital investment, labor costs, investment in agricultural machinery and equipment, agricultural technology usage, and natural conditions, overall. The capital investment of rural credit cooperatives subdivision can divide into six major parts, for example labor costs, seed costs, fertilizer costs, pesticide costs, lease operating expenses, and other expenses, and assumes that the farmland area of Zhaodong remains unchanged, and assumes that each year climate conditions there is no great difference, based on the theoretical analysis and focused on the empirical research, uses descriptive statistical analysis, correlation analysis, specification analysis, comparative analysis, chart analysis and other statistical analysis method, to examine the impact of the credit unions capital investment to the amount of corn growing industry in Zhaodong, therefore.The angle of this paper is of agricultural loans from rural credit cooperatives thereby increases the corn production, so there must put credit funds of credit cooperatives so as to promote com production and increase peasants’income stably theoretically. In this paper, composes of the basic theory of rural finance, including rural cooperative financial theory, financial markets suppression theory, rural financial development model theory and Stiglitz incomplete market theory, and study on the status quo of rural credit cooperatives to support the development of corn planting on the basis of field research to identify the problems of rural credit cooperatives in the development process to support corn planting. At the same time, with the date of the years2002～2011a total of10years of rural credit cooperatives fund for agriculture and corn production in Zhaodong empirical study, obtained the overall correlation between the test results. Taking into credit unions to support the corn industry experience in the development of better regional corn production Hua county of Henan province and Yushu city of Jilin Province, it is also refers to other regions of Heilongjiang province. The conclusion drawn by the above analysis, namely to improve the Zhaodong corn production, it is necessary to increase the funding support of the rural credit cooperatives to corn farming, while improve the efficiency in the use of credit funds, which should focus on increasing corn seed to buy support, increased fertilizer expenditure support, to support efforts to increased to labor costs, provide more monetary to machineries, and rural credit cooperatives should increase other relevant indirect productive expenses and increase its support of farmers’ professional cooperatives in six areas also.In order to ensure stable food prices, there must guarantee a steady increase of food production thereby guarantee the country, the society’s stablity in the future, the development of faster, and thus makes a greater contribution to progress in agriculture, rural development and farmers to get richer. |
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