X Domestic Bank L/c Application Program Design

The letter of credit is the main way of world trade settlement, it is economic development to a certain extent inevitable product, is an important tool in international trade financing. The Letter of credit not only provides trade financing facilities, but also solve the international trade of distrust of the problem. Since1997July the people’s Bank published" domestic letter of credit settlement", market of domestic letter of credit not responsive, banks and enterprises this product acceptance is not warm, because China is a big economic environment, lack of effective security system, at the same time, the international credit also appeared in many cases, the domestic industry of China credit to take evasive action; the two is because of the quality of personnel and operational procedures are relatively complex. But after10years of development, our country’s legal system is constantly improving, with the influx of foreign banks in China, and China the rapid development of foreign trade business, international credit card business has become the bank and the enterprise’s important settlement tools, engaged in letter of credit business personnel have gradually widespread, from personnel to have to run system domestic letter of credit business based, in particular the credit tightening policy started in2010, becoming the domestic letter of credit business, catalyst, in2011the domestic letter of credit in developed areas of China has been booming development.This article is in the careful analysis of domestic letter of credit in early development present situation, reason, in view of the actual situation, analysis of X of domestic letter of credit development situation. The paper adopts the data research, theoretical analysis, comparative analysis, SWOT analysis and other methods, analysis of X bank of domestic letter of credit Strengths, Weaknesses, Opportunities and Threats, put forward the further development of X bank domestic credit ideas.