Huaian City The New Rural Endowment Insurance Value Problem Research

Residents of rural old-age security problem has been the construction of a harmonious society, improve the rural social security system the key. According to the latest data of the sixth census,60of people over the age of13.26%of the total population, according to the forecast, to2025,60years of age or older population will reach25%. But at present our country population distribution of the basic situation, more than half of the population live in rural areas, so now China is an urgent need to establish a relatively perfect rural pension system. Since the start of2008, according to the requirements of the provincial government, Huaian City, Jinhu County as the new provincial agricultural insurance pilot county, to201012at the end of Huaian City insurance coverage rate reached more than98.69%, although the new agricultural insurance in the system design more perfect, but the fund maintains value rise in value problems still have not been properly addressed. New rural social pension insurance management and farmer no changes compared to the basic. The appreciation of pension fund is mainly to buy treasury bonds and bank deposit mainly. But by the national policy effect in recent years bank interest rates have been declining volatility, though there is rising but the main theme of bank interest rate reduce ceaselessly, in recent years the social inflation rates have continued to rise, the actual funds investment yield is very low, or even negative rate of return, endowment insurance economic function is to protect the insured in their old age after the income that has stability, and really want to do this, the key is to should have sufficient ability to pay. The fund’s investment rate of return puts forward a high demand. From Huaian actual situation, the fund’s investment channels are sluggish, less investment, investment income is lower problem plagued the Huaian pension fund to maintain value rise in value, so the discussion of Huaian new rural endowment insurance fund effective way of preserving and increasing the value, it is very urgent to study how to through the Huaian countryside, to solve the existing situation in rural areas of Huaian social old-age insurance funds to preserve and increase the value of the problem, and on China’s rural social endowment insurance in the future development can play a certain role of inspiration and reference.This article is divided into six main parts. The first part introduces the research background, significance, literature review, research purpose, research methods, technical route chart. The second part of this paper has introduced the theory of reference. The third part introduces the Huaian rural area endowment insurance fund to maintain value and increase value of. Fourth problems and causes analysis. The fifth part analysis of successful experience of domestic-Xinjiang Hutubi county "entrust impawn mode". The sixth part is the core part of this paper, focuses on countermeasures. The seventh part is the conclusion part.This article from the Xinjiang Hutubi county "entrust impawn mode " successful experience, analysed Huaian area endowment insurance and increasing ways and insufficient, at the same time, combined with Huaian actual situation in the region put forward Huaian new rural social pension insurance protects value rise in new ways, and the establishment of a theoretical framework.