Study On Growth Evaluation Of Commercial Banks

From reform of China, Chinese GDP has received continual increase． With thedevelopment of the real economy, Banks are entering the fast lane of development, bankingindustry’s overall assets growing at the same time, the increasingly fierce competitionbetween Banks． For the sake of long-term development and better service for the realeconomy, our interest rates in the "distortion" state at long-term． Calls "marketization ofinterest rates" has a long history, traditional bank "spreads" profit model in today’s interestrate marketization to push face huge development pressure, especially the assets scale ofstate-owned commercial Banks how to achieve sustained growth become the importantresearch problems, as a commercial bank in regional layout of individuals-branch growingdeserves more attention．This study focused on the commercial bank the growth evaluation, focused on thegrowth situation of the S branch of BC,． First of all, through a systematic literature review,combined with related practice work experience, build up the growth evaluation indexsystem of commercial bank; Second,31bank data in2011as the sample calculation indexsystem of the relevant parameters; Again, select S branch of ICBC, CCB, BC, and CEB asexamples, the generation of growth scoring and sorting into the index system of calculationand detailed analysis; Finally, based on the data analysis combining with the relevantliterature and put forward Suggestions for future development of the S branch ofBC． Summarizes the full text, on the basis of the research puts forward the future researchprospects．Research conclusion includes three points： First, the growth of commercial bank fromthe profitability, asset quality, enterprise scale, human capital and development ability fiveaspects to measure; Second, the growth level of the S branch of BC is general, main board isthat human capital and development ability． Third is future development of the S branch ofBC should be mainly in change development conception, deepen the shareholding reformand promote the human capital．...