Research On The Evaluation Of AL Wind Power Project Loan

The loan project appraisal is financial institutions to avoid the risk of loans, thenecessary work preferably credit project, credit loan is a prerequisite and an importantstep. Although the loan project evaluation theory and method system afterimprovement and perfect, long maturity, however, with the rapid development ofeconomy and society in China, the type of the nature of the project, financialinstitutions are facing is the myriads of changes, factors which should be consideredin the evaluation also differ in thousands. In addition, the system specific assessmentmethods, different financial institutions to loan project but also have minordifferences in datong. In particular, in recent years, China’s financial institutions likebamboo shoots after a spring rain to the emergence of new, small loan companies,rural banks and other financial institutions continue to emerge, new financialinstitutions, new employees operating methods for evaluation of loan project masterand uneven, especially in emerging industries, special industry, is the lack of thenecessary knowledge, direct as a result of the loan project appraisal is not enough indepth and breadth, caused by the credit risks. Therefore, for each industry to establishthe scientific evaluation of typical cases, establishment of evaluation methods andsteps of science, for financial institutions, particularly important.In this paper, standing on the perspective of financial institutions, foundationsnecessary outlined in the assessment of the loan project theory, method, and select atypical project--AL wind power project in wind power industry, analyzed andproved systematically from the construction unit qualification, qualification of projectand project compliance situation, market situation, benefit, risk control and otheraspects, and draws the appraisal conclusion objectively and comprehensively, loans tofinancial institutions to provide the fundamental basis, but also for the practitioners of the vast number of financial institutions in the project loan assessment of wind powerto provide some reference and inspiration.