Agricultural Insurance Development Of Disabilities In Jilin Province

Jilin province is agricultural big province, but also the agricultural disaster provinces. The agriculture and the farmers for agricultural insurance demand in the corresponding improvement, and guard against and dissolve agricultural risk, stable agricultural production foundation is good "3farming " working foundation, agricultural insurance development to a certain extent lag behind the needs of the development. By domestic and foreign scholars on the development of agricultural insurance and the theory research and the actual situation of China’s agricultural insurance, agricultural insurance in China lag found were mainly the lack of perfect laws and regulations, the lack of fiscal subsidy policy of direct support, lack of comprehensive agricultural reinsurance system, the policy of tax reduction or exemption of the strength is insufficient wait for a lot of reasons lead to the commercial insurance company in operating agricultural insurance agency or lack of enthusiasm, resulting in China’s agricultural insurance is in a dilemma, Based on the analysis and reference of other country agriculture insurance development course and experience on the basis of comparing the domestic focus on the development of agricultural insurance business Annwa company actual development, and pointed out that countries in the agricultural insurance policy the lack of perfect laws and regulations, the lack of a comprehensive agricultural reinsurance system and the lack of government subsidy policy give aid to make the farmer directly by their own economic situation constraints, unable to insure a high premium agricultural insurance, and the insurance company and the high rate of compensation effect, not able to cover insurance agricultural insurance, resulting in China’s agricultural insurance lags behind the development of main problem, put forward legislation first, introduce competitive mechanism, build agricultural insurance fund long-term complementary mechanism, industrial investment, establishment of open-end fund and countermeasures.