Research On Internal Control Of Auto Insurance Business Of Insurance Company

The arrival of the commercial auto insurance reform, is a challenge for the market of auto insurance which have been big but not strong. Strengthen the construction of the internal control, improving risk prevention will be the key to improve the current situation of the car insurance market and respond to the risks brought about by the reform.This article is based on the internal control of the auto insurance business of insurance company, the purpose of internal control is to control risk, a sound system of internal control can not be separated from risk management, therefore, set risk management into the auto insurance internal control studies. Using the method of combining normative and empirical analysis, a case helped. Analyzed the research purpose and significance of that the importance and necessity of the auto insurance to strengthen internal control; reviewed the internal control and risk management theory; expounded the big but not strong status quo of the auto insurance market and the problems faced, pointed out that the key to improve the situation and respond to the reform is to sound internal control construction and improve the risk prevention ability. Then analyzed the risk of auto insurance business faced, put forward specific measures to improve internal control, Mainly through strengthening internal environment foundation, strengthening the construction of risk assessment, perfect control measures and strengthen the communication of information and the daily supervision and so on several aspects discussed in this paper. Finally, PING AN Insurance, for example, use AHP and Fuzzy Synthetic Evaluation combination of analysis, the paper analyzes the internal control structure of PING AN with strengths and weaknesses.