The Jiangxi Province New Rural Social Endowment Insurance Financing Ability

As the aging population is become a global social issues, more and more peole pay attention to a major social problem of support for the aged. Nowadays, the aging of the population has become more and more serious in Jiangxi province. The government of Jiangxi province positive responses The State Council’s decree on rural social new pension insurance system and has11countis or districts join in reforming zones. While we have some problems in practice the rural social new pension insurance system in Jiangxi province.It is a very large scale social engineering system,so it cannot be perfectful in development process. For instance,the finance is a very important problem because it affects system construction and building new insurance system. In1990’s,our Jiangxi province attempts and explores the rural social new pension insurance system,while has not receive ideal influence.It is a extremely value to resolve the rural social new pension insurance system that means well for raise funds, rural economic development, social rural aged security, narrowing the gap between urban and rural areas, social stability and so on.This paper first analysis characteristic,pattern, fund management and practice methods of the rural social pension insurance system.Second, it uses mathematical statistics, actuarial science and others science model to analysis deeply in finance support ability,rural individual peasant’s payment ability in Jiangxi province. As such,we can sum up some important theory base and practice ways for the rural social pension insurance system.Through the individual account actuarial science model,we can draw a basic conclusion that rural individual peasant’s payment ability in Jiangxi province is very low. At the same time we found the more investment rate of return or billing rates,the less rates of rural individual peasant’s payment ability. So the departments of social insurance management process must do their great effort to enhance investment rate of return and billing rates,improve government’s support ability and reduce rural peasant’s burden. Afer calculating finance support ability in Jiangxi province,we found Jiangxi’s finance support ability can deal with subsidy for rural people, in a long time,this ability has must to improve.At last,the paper draws some conclusions from analysis of rural aged insurance and presents some policies:improving industry development,enhancing finance revence, improving peasant’s income,improving rural peasant’s payment level,publicizing rural social insurance work,broading resource of finance found, increasing the value of found and so on.