Supply Chain Financing Bank Hubao Contractor Hubei Region

In recent years, the status and function of Small&Medium-sized Enterprises (SMEs) in the development of economy and society is more and more widespread recognition. Because of some disadvantages, such as assets in small scale, lack of personnel, no less mortgaged real assets, SMEs still facing very seriously financing dilemma, which doesn’t assort with its contribution in our country’s social development. Conform to the need of the new developmental situation, supply chain finance (SCF) emerges. Supply chain finance emphasizes the stability of supply chain, as well as the authenticity of the trade and the credit of the core enterprise. That’s to say, supply chain finance assesses SMEs’risk from the perspective of supply chain so that more SMEs can be brought into the scone of Bank’s services. As a new finance model, SCF is unique in solving SMEs’financing dilemma.As one of the largest city commercial banks in the Northwest China, Baoshang Bank has large market and customer base, especially in Inner Mongolia. Therefore, we firstly study the Supply Chain Finance and related theory, sum up several typical modes and the potential risk, then analyze the economic characteristics of the " Baotou-Hohhot-Erdos" region. Based on this, we analyze the Baoshang Bank’ Supply Chain Finance, then we choose Baoshang Bank’specific examples to study the bank’financing mode selection and risk, points out appliance in the Supply Chain Finance means a lot to a bank in the countermeasure, such as bank debt financing, supplying chain business, improving risk management, developing customer relationship and so on.