Affordable Housing Construction And Development

Affordable housing construction in our country starts late, although it has alreadyformed the comparatively advanced housing security system, but due to theparticularity of China’s national conditions, policy, system, market, so far, the effectof social security system have not yet fully formed, this situation is due to the policyand law is imperfect, distribution of construction financing difficulties, caused by thelack of exit mechanism.In this paper, first of all, to clarify the concept of affordable housing, comparedwith such type on the international project analogy, pointed out that China’saffordable housing is essentially international calls "social housing". In commonsthere are two main types of housing: One is to the market and commercialization asthe leading commercial housing, the housing purchase and living is achieved bynormal currency. Another housing built by the government or public institutions formiddle and low income families, such housing is the embodiment of the governmentguarantee obligation for them.In sales and distribution of affordable housing, this paper proposed to do a goodjob in the distribution of affordable housing that really need help in the housingdifficulties of low-income people benefit. Build punishment mechanism foraffordable housing allocation problem such as false declaration and make a fair andeffective social supervision.Internationally, the United States is the fiscal and taxation, credit and finance asthe main means, encourage the development of public housing, the British by thelocal governments play a major role, Sweden to series of policies and regulations toensure high welfare, Singapore is implemented by HDB "home ownership" program,the housing security work in these countries have achieved good results, is worth ourusing for reference. Comprehensive, housing security system is the basic experienceof developed countries, has a perfect system of laws and regulations; By governmentagencies to establish a public housing development safeguard; Public housing policy evolved along with the economic and social development and improve; Thegovernment public housing accounts for high proportion of public spending; Solvethe shortage of public housing fund through financing innovation.In our country, commercial housing complements the affordable housing.According our basic housing system design, the housing supply is consisted of bothcommercial housing and the affordable housing. Of the affordable housing, based onthe original affordable housing, low rent housing supplement.According the time node, housing construction has experienced four stages, thefirst phase: in1998, the welfare housing distribution to monetizing housing, at thesame time the multi-level supply system mainly with the affordable housing was putforward and established, affordable housing ratio even proposed to account for80%.The second stage: in2004, because of the housing supply over the market,low-income housing construction and supply nationwide was vacant, commercialhousing prices soaring. The government, once again stressed the low-income housingconstruction. The third stage: in2008, while the regulation of the real estate,government reaffirmed the importance of low-income housing in ensuring thestability prices of housing, strict purchase and transfer system. At the same time,Price-Limit-House Stage was rolled out in Beijing, it was called the thirdaffordable housing following the low-income housing and low-rent housing. Theforth stage, in2012, government supplied Large quantities affordable housing. Thesystem based on public-rent-house appeared in Beijing, and the external workers werecovered by it.In recent years, the problem of indemnificatory housing construction scale,gradually increase the land supply, the construction scale of affordable housing arealso increasing, during the "twelfth five-year" plan construction of affordable housing36million sets, and gradually incline to is given priority to with leasing, constructionof public housing has become the future focus.Construction of affordable housing system in China still exist many problems,such as existing housing security system failed to cover the housing difficulties oflow-income people, low-income housing construction funds are in short supply,access to affordable housing exit mechanism is not sound, the financial development is slow, lack of affordable housing affordable housing law hard constraints, etc. Forthis, this paper suggest: to establish a guarantee system of the development ofaffordable housing construction, construction of housing security system is the mainresponsibility of the government. Preference to ensure construction land supply,broaden the government-subsidized housing, increase the supply of affordablehousing, improve the quality of affordable housing projects. Secondly, as governmentpopular project of affordable housing, to solve the housing problems of low-incomefamilies in has the vital significance. Strengthen the legal protection of housingsecurity system, moderately expand the housing safeguard scope, focus on the"sandwich layer" of housing security, establish and improve housing security systeminto, exit mechanism. Create a dynamic real estate information system to facilitate theGovernment to protect the housing system be adjusted according to the actualsituation. Thirdly, Broaden the housing fund financing channels, set to meet in lowand middle-income residents housing loan of housing financial support policy.At present some affordable housing far away from downtown, or peripheral is notperfect, to check in affordable housing in low-income citizens have many notconvenient. Proposed in this paper, for affordable housing, municipal infrastructureand public service facilities, must explicitly define the responsibilities for thegovernment related to the development and construction enterprises. From the aspectsof planning, approval, construction, inspection and acceptance of the good close, letlive not only in the aspect of living affordable housing security, also want to in suchaspects as education, medical treatment, traffic security.