On The Social Responsibility Of Commercial Banks

Conventional company law to maximize shareholder value as the company’s sole objective theory of corporate social responsibility that can not maximize shareholders to make a profit as the sole purpose of the company, and consideration should be given to the debtor, government, community, environment,the interests of vulnerable groups, consumers, employees and other stakeholders. Includes not only natural persons, human rights, social rights, the rights and interests also include legal and illegal organization.With the development of the integration and globalization of the world economy, the status of the commercial banks is becoming increasingly higher, the social responsibility of the commercial banks are also increasingly important. The outbreak of the financial crisis in2008, commercial banks should strengthen the sense of social responsibility, taking into account the interests of society as a whole, can not focus only on their own local interests. Can be found through the study of the status quo of China’s commercial banks to take on social responsibility, there is a lack of commitment to corporate social responsibility issues such as internal dynamics and external pressure. With the gradual development of the commercial banks in China, the impact of its operating activities is increasing. Thus, the study of China’s commercial banks social responsibility is of great significance.First, this paper systematically introduces the definition and content of the commercial banks in corporate social responsibility, reveals that the commercial banks should the need for social responsibility. Secondly, through the introduction of the status quo of China’s commercial banks to corporate social responsibility, and then analyze the problems and causes. Finally, the analysis of domestic and foreign commercial banks to fulfill social responsibility, experience and inspiration for how to solve the existing problems of the social responsibility of the commercial banks in China to put forward reasonable suggestions for improvement to perfect for social responsibility system in China’s commercial banks contribute modest force.