The Microcredit Business Of Yixin Operations Mode Research

The development of the microfinance business in China relative to many countries, the late start, the scale of operations compared to the traditional loan business is very small, but the micro-credit for the great help support small and medium enterprises, small high-tech enterprises to enhance their own strength, making China the development of micro-credit business is necessary. With the deepening of reform and opening up. Due to the participation of all sectors of the community funds, in recent years, the microfinance business in China has made great development for the continued development of the microfinance powerful exploration. The microcredit business development made great achievements, but also faces some problems on development. Taking into account micro-credit, loan demand is far greater than the loan supply for microfinance companies the development of certain constraints.This article studies YiXin Co. LTD microfinance mode of operation, analysis of the characteristics of its mode of operation, the momentum of development, and in the course of a number of problems, to discuss the problem of the mode of operation of the micro-credit. This paper describes the emergence and development of microfinance in China, at home and abroad more successful microfinance operation mode, the background and significance of the YiXin Co. LTD to carry out micro-credit business, and YiXin Co. LTD for small the mode of operation of the credit in-depth discussion. This paper first introduces the research background and significance, research status at home and abroad were reviewed, and expounds the innovation of this article, and then describes the microfinance and its theoretical basis, and on the necessity and feasibility of microfinance was analyzed. the last on how to improve the YiXin company of microfinance business operation model and puts forward some suggestion.