Research Of The Equity Structure’s Influence On The Business Performance Of Chinese Commercial Banks

In recent years, corporate governance is a hot issues being often discussed. As thecore of corporate governance, equity structure is focused on in the academic andtheoretical circle. As the frequency of banking crises in recent years, corporate governanceof Banks and the relationship between bank equity structure and business performance is aproblem worth studying. As the most important financial intermediaries, commercialBanks are very important to economic development role in our country. And with thedeepening of the reform of state-owned joint-stock bank in the business market andcompetition globalization, that commercial Banks are listed and complete the reform ofnon-tradable shares makes the development of our country commercial bank into a periodof acceleration. Therefore, the rationality of the commercial bank ownership structure is aquestion worth discussed to the listed banks of our country. How to improve the structureof the equity of listed banks and the operating performance of commercial banks hasimportant theoretical and realistic significance to the listed banks.The paper includes five parts: The first chapter is the introduction that introducesbackground and significance of the research, reviews and evaluates the relevant research athome and abroad briefly, and summarizes the research methods and innovation anddeficiency. The second chapter is theoretical basis that Summarizes and combs the relevanttheory of ownership structure and operating performance of the listed banks, and analyzestheoretically the action mechanism of ownership concentration, the equity nature andequity liquidity to business performance, and lays a theoretical foundation for later analysis.The third chapter describes current situation. During collecting the latest data, this chapterdescribes the status quo of China’s listed Banks ownership structure for five years andanalyzes the existing problem. As the same time, this paper briefly describes the presentsituation and problems of the performance evaluation system in our country and sets thestage for empirical research. The fourth chapter is empirical research. Firstly, it uses factoranalysis that obtains comprehensive performance scores. Then it uses the related data tomake panel data regression analysis and explains the empirical results according to the actual situation of our country. The fifth chapter is Suggestions. In view of the above foundproblems, this chapter puts forward some suggestions of targeted optimizing equitystructure that based on the above theoretical analysis and empirical validation.