Legal Regulation Of Financial Holding Companies

With China joins the world trade organization, the development of China’s financial industry is faced with great opportunities for development at the same time, is also facing severe challenges. The transition from separated operation to mixed operation is the trend of development of the global financial industry, the financial holding company in this pattern can adapt to the requirements of mixed operation. Our country has a certain number of financial holding company, the necessity and rationality of the relevant government departments have been aware of the financial holding company are. Due to the lack of relevant laws and regulations to conduct effective supervision, therefore, the existing financial holding company itself contains a large number of potential risks, for example, risk management capability is not strong, the ownership structure is quite complex, related party transactions, insider trading and other issues. In order to enhance the safety and efficiency of the financial holding company operation in China, improving China’s legal supervision of financial holding company has brooked no delay.In order to deal with foreign financial holding company into China’s challenges, choosing the mode of financial holding company is engaged in the mixed operation is the inevitable choice of China’s financial sector development. Therefore, how to prevent insider trading, how to clear the legal status and nature of the financial holding company, how to perfect the legal supervision system of financial holding company, how to perfect the legal system of financial holding company in China, is the main content of this paper.This paper is divided into the following parts; the introduction part, mainly elaborated the research theory and the practical significance. The first chapter is an overview of the financial holding company, the definition of financial holding company concept, analyzed the causes of the financial holding company and necessity of its existence. The second chapter mainly tells the foreign financial holding company supervision to provide effective experience for improving the relevant legal system in china. The third chapter mainly introduces the development situation, the form of organization and the existence of the problem about the current finance holding company in our country. The fourth chapter is the focus of this article. In this part, basing on point out the financial holding company has so many questions, and raises the macro and micro proposal to improve the legal supervision of our financial holding company. Including:Forming the aspects of insider trading; to perfect legal norms; Improving the supervision system, The last part is the conclusion.