The Study On The Behavior Of Credit Card Fraud

Credit card fraud behavior is an important characteristic of differentiate from other fraud, the study of its behavior help us clarify crime and is not a crime, this crime and sin. To solve the problem of credit card crime of fraud behavior recognition, this article from the seven aspects centered around the characteristics of credit card crime of fraud behavior to discuss.The first part, mainly introduces what is credit card, and specify the functions and scope of the credit card, via credit card to the particularity of the function and use of several ways to lead to credit card fraud, and discusses the debit card can be included in the type of malicious overdraft of credit card crime of fraud.The second part, from the forge credit card use object and scope of fake credit CARDS, the victim’s point of view specific analysis of common problems in identifying used fake credit CARDS, and analyzes the forge credit card to another person to use the cognizance of the situation.The third part, introduce the use of false identification lie to get credit card behavior, the essence of that false evidence is caused by the issuing bank can’t identify the cardholder’s identity, and with the purpose of illegal possession.The fourth part, determination of using an invalidated credit card behavior, this paper introduces the invalid subject scope of the scope and use of credit card invalid credit card, and explains the nature of the altered card are different in different situations.The fifth part, mainly introduced and using the behavior of credit card, and said its essential characteristics is didn’t get the cardholder’s authorization, and do not distinguish between the use or use the machine, to use fake credit card behavior is different. Expounds the picked up credit card and on ATM machines to use different analysis.The sixth part, detailed introduces the malicious overdraw the multiple credit card crime of fraud of the behavior characteristic, emphasized the objective elements of a malicious overdraft:there has to be extended or excess pre-conditions, after the issuing bank have to be in place of the collection in time to the cardholder, actor after being told that collection, still not to return to complete the composition of malicious overdraft behavior, the presumption of its purpose of illegal possession, illustrates the components of the criminal law strictly the malicious overdraft, plain kindness overdraft can be done by civil means, unless the malicious overdraft can apply criminal law means to adjust.The seventh part, elaborated under the network environment, the new type of credit card crime of fraud behavior, illustrates the want to combine the specific conditions of the network environment, from the aspects of legislative justice to prevent network credit card fraud.