Research On Financial Quality Education Of College Students After90’s

With the gradually establishment and completion of the socialist market economic system, our comprehensive national strength has been greatly enhanced. In the meantime, people’s living standard also has been improved, they became interested in finance and investment. However, due to the impact of China’s traditional concept and the restrict of backward economic development level, people were in shocking lack of financial knowledge. Therefore, the financial quotient education for the youth left a huge vacuum. As a member of young people, the same is true of the college students. Their view of wealth, money, labor, consumption, finance produced a lot of misunderstanding, and also brought a lot of adverse consequences. Now the majority of university students born in90’s, they bathed in the development spring breeze of the reform and open up and basically are the only child of their family. They steeped their fathers ups and downs in china’s economic reform wave, their pursuit of wealth is more realistic than any generation. This kind of pursuit often filled with irrational and the fetishism of wealth. With the rapid growing reform and open-up, our country’s higher education has been booming. By contrast, as a part of quality education, financial quotient education to the post-90s college students is lagging behind. They have high academic qualifications, but they are in lack of the basic financial knowledge. This situation go against marx’s theory on the all-round development of a man, and also unadapted to socialist market economy of our country. Compound talents who have omnidirectional knowledge are in need in new age and new situation, including financial quotient, the skill and knowledge with era representativeness. Financial quotient, together with intelligence quotient and emotion quotient are called the three quotients which is necessary for modern people’s survival and development. Therefore, cultivating financial quality of the90’s college students is particularly important.The main content of this paper is divided into five parts.Chapter1is the exordium, mainly includes the research background and significance of90’s college students’financial education question, domestic and international research current situation, the main research methods and innovation point of the thesis.The second chapter is the theoretical basis of financial quotient education to college students after90’s, mainly includes the definition of the financial quotient, the meaning of Financial quotient education and the main content of it. The author thinks that financial quotient education should mainly contains the concept of wealth, financial knowledge and financial ability, the thesis analysis the three aspects of education in detail:in the case of the view of wealth, describes the concept of wealth, the relationship between wealth and wealth view, the historical evolution of China’s and west countries’s view of wealth, the main content of post-90s college students’healthy wealth view. The thesis clarifies the the main contents of the four aspects of financial management knowledge:finance knowledge, investment knowledge, marketing knowledge, law knowledge. At last, the paper compared the method and content culture to the foreign youth financial capability, throughing Combs and summarizes their common point.The third chapter conducts survey and analyzes the current state of the90’s financial quotient education. By way of questionnaire survey, reveals the present situation of college students financial education after90, the thesis thinks that mainstream financial quotient of90’s college students are moving in positive and healthy direction, their view of wealth are more rational and pragmatic, their view of consumption are more healthy and moderate, their finance management level are developing gradually. But the survey also reflect many problems, for example, the rising inequality of students, straightened pursuit of wealth, unreasonable structure of consumption, the extremely consumption behavior, the independence of economic, financial awareness low and so on.The fourth chapter is the analysis to contributing factor of current situation of financial education of college students after90. The author starts with from school education, family education, social morality and post-90s college students’personality traits, make attempts to analysis the reason of current situation of financial education of college students after90.The fifth chapter is the construction of financial quotient education system after90college students. At first, according to the specific situation of theoretical research and questionnaire survey of financial education in the previous section, the author brings up with key content of post-90s college students’healthy wealth view education, financial knowledge education and the train of financial ability. At last, the paper consults the previous chapter’s analysis, in four aspects from society, family, school as well as college students, put forward the path method of financial education of the post-90s College Students.