Application Of Information Security Technology In The Online Banking Of Rural Credit Cooperative

With the rapid development of e-commerce, online banking concept will affectthe financial and consumer markets for a long period of time, the major onlinepayment platform quickly becomes the object of consumer chasing. As the new waysand channels of banking financial institutions development, online banking hasbecome essential competition means for the survival and development of the moderncommercial bank. At the mean time, as banking cases continuing to emerge along withthe rapid development of online banking, its security has been the focus of theattention of the community. So, during online banking construction process, how tocombine the practical factors such as rural credit cooperatives customer groups, theuse of the existing network security technology to improve security, and providing astrong security technical support for the development of e-banking, are research andthinking problems for the technical services of rural credit cooperatives departments.The dissertation based on the summary of other scholars at home and abroadresearch, focusing on the basic principles of online banking, the basic functions of thecourse of development, as well as the development of domestic and internationalbanking and rural credit cooperatives online banking, analyzes commonly used onlinebanking information security technology, developes a set of easy-to-use, suitable forrural credit cooperatives in the existing level of development and business onlinebanking system. And taking the construction to the Hunan Province Rural CreditUnion online banking for example, The dissertation launches a research anddiscussion on information security technology in the online banking application, theapplication of information security technology has achieved an online bankingsecurity solutions to ensure the Bank Information System network security.Through the combination of current situation and practice of rural creditcooperatives online banking services, the dissertation uses the knowledge ofinformation security technology, and puts forward new ideas on how to enhance theperformance of online banking security, which has important significance to improvethe security of online banking, and promote the health sustainable development ofrural credit cooperatives online banking. This will more effectively protect theinterests of the bank and our customers, improve safety and ease of using onlinebanking to meet customers’ expectations and needs, and to provide more timely, safeand satisfactory customer service.