The Study Of Supply Chain Finance By Case Of Bank Of China

Supply Chain Finance is a new financial service, and it became the new business growth. China’s commercial banks began to set foot in the past five years about this business. In the context of globalization, the competitiveness of enterprises gradually changed into the competitiveness of the supply chain the contest. Commercial banks through the supply chain, finance, can coordinate cash flow of the chain, reduce overall financial cost of the supply chain and provide systemic financial solutions, so that it conforms to the development of Chinese enterprises as well as the urgent needs of the industry chain. Therefore, the study on how to develop supply chain financing in commercial bank, how to improve their products and services for China’s enterprises and even how the industry chain to provide financing solutions to promote their economic development appears to be very meaningful.This paper selects the Bank of China, for example, to carry out inspection of the current supply chain status in all aspects of financial services, combing their problems, put forward the corresponding improvements, and then, for the development of other commercial banks in China Finance provides references. Bank of China is a large state-controlled commercial bank of China. By its corn capital, Bank of China among "the world’s1,000largest banks," in the column of the UK "Banker" magazine in2008.It is with most of the overseas branches in China’s commercial banks, and occupies a significant position in Chinese commercial banking. Selecting Bank of China as the research object will help comprehensive study of commercial banks in China to carry out supply chain finance. Through theoretical studies, materials collection, survey on domestic commercial banks carrying out various financial supply chain, compared to the Bank of China’s development of the business, this article from the following three aspects, summarized the shortcomings of Bank of China to carry out the financial supply chain, and put forward specific proposals.Through the above description of three aspects, analysis, and demonstrated results, this article provides a reference of improving the supply chain financial services for the Bank of China. From the macro level, this article is also concerned that commercial banks need to regard the entire "supply chain financial ecological environment" which mainly consists of the legal environment, the social credit system and technological development. Therefore, the author believes that Chinese commercial banks should not only continue to improve their products, services and management, but also to adapt their supply chain finance services to the gradual improvement of the financial environment. Only from this way, the supply chain financial services could be flourish in China in Bank of China and all commercial banks in China, and could Chinese companies receive better financial services..