The article use the method of combining the truth analysis and theory, to state Chinese commercial bank, especially for BSB(Baoshang Bank), How to develop real estate related credit business. Made some analysis and describe particularly on risk evaluation and system management. To summarize the characteristics, current development situation, reason and characteristics on risk of real estate related credit business in Chinese commercial bank. On basis of it, compared with current situation and risk management of BSB. Besides that, the article introduced its product characteristic, development situation, market conditions and especially in the risk management system construction in details. According to current situation of the risk warning system, risk monitoring system and risk management system on real estate related credit business of BSB, It is concluded some measures on how to prevent the risks emerged from real estate related credit business which contains corporation, individual and internal. To optimize the risk management and regulation of real estate related credit business finally. |