The Modest Payment Level Study Of The New RuralPension Insurance

Rural society endowment insurance is an important part in the building of the socialsecurity system in our country. In recent years, with the scientific outlook ondevelopment and urban and rural plan as a whole development strategy is put forward,the development of rural society endowment insurance is also included in the horizon ofgovernment policy. The party’s16th national congress report clearly put forward to in theconditional place to explore and establish the rural pension, medical insurance andminimum living security system. The third plenary session of the16th proposed is givenpriority to with family, the collective security and the national benefits of combining therural old-age security system, and the party’s sixth plenary of sixteen session to furtheremphasize to2010basic to establish the social security system covering both urban andrural residents, and thus to increase the government responsibilities in rural socialdevelopment to a new level, this no doubt for the development of rural social endowmentinsurance provides a new opportunity. As builders and promoters of the social securitysystem, the unshirkable responsibility of government. Reasonable positioning ofgovernment responsibility in the countryside social insurance enterprise develops, makethe government in the development of social endowment insurance obligations as theresponsibility, not only relates to the development of the rural social endowmentinsurance, and related to the course of the construction of the whole social securitysystem in our country.As rural labor flocked to cities, more and more rural home in the conditions of emptynest family, this will weaken the function of family endowment. Just then, an ageingpopulation trend strengthen ceaselessly, our country also faces serious population aging,it is jointly contributed to the new rural endowment insurance system. Although thegovernment attaches great importance to the problems of rural old-age, continuousdevelopment of the rural economy, strengthen the government’s policy of rural old-ageproblem and financial support, since the new rural system, our country rural old-ageproblem has improved and the enhancement, rural old-age contradictions also eased, butas the new agricultural insurance system run continuously, cannot be ignored haveappeared in the problem, these problems hindered the new rural system of theimplementation of the process. In the current process of the construction of socialist modernization, the rural social endowment insurance is one of the focus of the socialsecurity system in urban and rural areas as a whole, is an important link of the socialismnew rural reconstruction. The new type of rural social endowment insurance system canensure that rural residents "old time" problem, the key lies in the level of development.This article in the first part first introduced the paper research background andsignificance, and other scholars study of new farming maintain and the method of thisstudy; The second part expounds the Chinese current system of rural endowmentinsurance development process, from the appearance of the rural old-age security policyhas been to present the new agricultural insurance system operation has its reason and thedevelopment of the theoretical basis, at the same time puts forward the new agriculturalinsurance system in government should bear the responsibility; Third part using therelated theory pay cost of this new type of old-age insurance system is analyzed thereality, the new agricultural insurance system in our country is discussed in detail theproblems during the operation and what is the cause of these problems, and then thefourth part based on the measured respectively from the perspective of demand andconsumption of rural residents in China link payment for15years,20years, connectingpayment for25years and links pay30years four capture expends fixed number of yearmodest contribution rate, mainly estimates the range limit of measurable contribution rate,and then combined with the comprehensive analysis of financial subsidies to moderatepayment interval; At the same time, the fifth part puts forward implement measure ofmoderate pay cost level of the real conditions, different influence factors, at the sametime promote moderate pay cost level of implementation, and to consider governmentsubsidies in the pay cost model of intervention effects on endowment insurance of paycost mode, the last part is aimed at the problems existing in the new rural endowmentinsurance system in China was improved, based on this, advances some countermeasuresand Suggestions: to continue carrying out the laws, regulations and policies aboutstrengthening the farmers’ income; Broaden the fund sources, form the multi-level fundfinancing mode; Ensure the security of the rural endowment insurance fund and its value;Strengthen the government’s fiscal transfer payment of new agricultural insurance system,to promote the healthy development of the rural old-age insurance system in China.Old support is not only the individual citizens, the most concern, is also the party and the government to the whole society residents are very concerned about one of theimportant issues. Under the background of population aging, constructing rural socialold-age security system, perfect the rural social insurance system, is the overall planningof urban and rural economic and social development, promote social harmony, improvefarmers’ living standards and the comprehensive construction affluent society’ssignificant move through the study of this article, the hope can for the local governmentto implement the new agricultural insurance to provide useful experience and advice, bystrengthening the government service consciousness and fiscal responsibility, effectivelysolve the population ageing brings to the rural pension difficulties and problems, topromote the all-round development of our country’s economy and society.