| Payment instrument as a non-cash settlement tools, it has the characteristics of the fester moving, good liquidity, high yield, determines its important position in the money market. Paid attention to by various commercial Banks began to expand the paper the development of the business, and will bill business as optimize credit structure, improve asset liquidity, improve business efficiency and enhance competitiveness of the important strategy. However, commercial Banks after paper market has experienced rapid development, many problems also gradually revealed.In recent years,due to the development of bill business, increasingly fierce competition, bank bill business in some of the risks have emerged in the Guangxi region, there are many cases in this area. This paper will use the case study method, combined with the actual situation of GL bank, bank notes from the perspective of risk that credit risk, operational risk, market risk, analyzes the bank’s voting operations such risks exist, and had cause analysis, and finally from the system improvement, process improvement, quality of personnel training, institutional and other aspects of the comprehensive measures to deal with risks, to solve the bank bill business development currently exists in a variety of risk issues has certain reference significance. |
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