Studies On Management Patterns Of Agricultureinsurance In Guangxi Zhuang Autonomous Region

Agriculture is the cornerstone of the development of the national economy, the health of agricultural development or not related to the normal operation of society as a whole, as an important tool for the protection of agriculture, its importance is self-evident. Guangxi is located in the South, Southwest region at the junction in the East Asian monsoon region is subtropical, tropical climate. The excellent climate conditions making it the main origin of the fruits, vegetables, cassava, Chinese herbal medicine and other crops in China. Guangxi, however, also suffer from natural disasters such as typhoons, floods, frost, hail, mountain landslides.In this paper, the dynamic and static combination of research methods, combined with the development of history and horizontal contrast Guangxi agricultural insurance business model. This paper summarizes the results of domestic and foreign research agricultural insurance classic, simultaneous analysis of research related to the agricultural insurance business model theory dynamic analysis of the connotation of agricultural insurance, property, regional, market failure and the organization environment theory, and lay a solid theoretical foundation for the analysis of the Guangxi agricultural insurance business model; then summarizes the status quo of Guangxi Agricultural and Guangxi agricultural Insurance and pointed out the problems faced by the Guangxi agricultural insurance business model; subsequently summarizes the wide range of the United States, Japan, France other countries as well Huai’an, Suzhou, Shanghai, Heilongjiang and other provinces and cities such as agricultural insurance business model development experience and enlightenment, as the basis of Guangxi agricultural insurance business model; finally proposed to increase the efforts of the government policy support and agricultural insurance financial subsidies improve the agricultural insurance system of laws and regulations, pilot agricultural insurance coverage for the the Guangxi agricultural characteristics expand, strengthen the construction of agricultural insurance personnel, to strengthen underwriting capacity, building catastrophe risk protection mechanism Guangxi agricultural insurance business model policy recommendations, try to design a sets suitable for agricultural economic development in Guangxi agricultural insurance business path similar to the agriculture Development in Guangxi province, but also to provide some reference.