The Practice Research On The Running Models And Development Of Agricultural Insurance In Shandong Province

In China, agriculture has been considered a safe world, the people of stable strategic industry, is a basic industry. Other sectors of the national economy of agriculture to provide food, food, industrial raw materials, capital and export goods, is supporting national economic construction and development of basic products. As agricultural production has a strong natural resistance, susceptible to natural conditions, has obvious seasonal, regional, and risk. Agricultural development is the lifeblood of economic development in recent years, many countries introduced policies to encourage and support agricultural development. Against this background to the development of agricultural insurance to provide a larger space for development and opportunities. Agricultural insurance is an important part of property insurance, it can protect the agricultural development and improving farmers'ability to prevent and withstand risks, has an important role in social management. Agricultural insurance is an important economic development of modern agricultural elements, domestic and foreign agricultural experts believe that agricultural insurance is a modern agricultural development, especially the one of the key elements of sustainable development.Shandong province is a major agricultural province of Shandong, but also farmers populous, but in 2005, Shandong Province, the slow development of agricultural insurance market, and even shrunk in some years, agricultural insurance can not fully play its role in safeguarding. With the tilt of national policies on three rural, agricultural economy and the province coupled with the development and improvement of the quality of farmers to develop agricultural insurance, the time is ripe, since 2006, the province of Shandong Provincial Government together with the Insurance Regulatory and several property insurance company in Shandong province began pilot agricultural insurance policy, after five years of development, Shandong Province, the development of agricultural insurance policy has made great achievements and progress, but there are some problems to be solvedBased on this, Shandong Province as the development of agricultural insurance policy for the study, its business model and practice in-depth analysis of studies designed to identify problems and make sound policy proposals. Main research subject:analysis of current development of agricultural insurance in Shandong Province and performance, by analyzing the current development and performance to identify problems; identify problems based on constraints, Shandong Province, the development of agricultural insurance policy reasons; from China Shandong, People's Insurance provincial branches of agricultural insurance business reality, to explore policy, Shandong Province to speed up the development of agricultural insurance, the way and supporting measures.