The Role Of Market In City Commercial Bank Governance Mechanism Research

Because our country is vigorously working practice of financial system reform, thefabric of the domestic banking system has begun to take shape. With state-owned andjoint-stock banks mature and perfect, city bank as a new power also began to grow, and hasbecome the important support power of local economic progress. In this paper, first of all, acomprehensive understanding of the current situation of the development of city commercialbanks at home and abroad, to define of city commercial banks, introduces the generationand development of bank governance, lays the foundation for expansion of the whole paper.Secondly, analyze our country city commercial bank’s development and the problems in thedevelopment. And analyze the principle of the main problems existing in the citycommercial banks and metallurgy. To find what role market is playing in the development ofcity commercial banks, city commercial banks smelting principle and the adverse effects ofthe impact on the city commercial bank marketing. After from banking regulatory oversightrole, the promoting function of customer requirements and interbank competition affectthree aspects detailed analysis of the market mechanism of action of corporate governanceof commercial bank in the city. According to the above theoretical analysis content ofHuzhou bank ruling, we making a detailed case analysis and a conclusion. According to themarket’s influence law of the governance of the banks we improve the city bank governancestructure, improve its advanced marketing system, and enhance the level of city bankcompetition in the financial field, which has the practical significance to the next step ofHuzhou bank reform and development of smelting principle, and has innovation value toimprove the efficiency of city commercial banks governance.