The Research Of Promoting The Private Capital To Participate In The Financing Of Small And Micro Enterprises

A large number of small and micro enterprises in China, according to the statistics, thenumber of small and micro enterprises accounted about87%of the total Chinese enterprises,they solved the problem of employment for nearly70percent of corporate officers. As anactive participant of the Chinese economic system, small and micro enterprises are playing ahuge role. However, the survival environment of small and micro enterprises is notoptimistic，the most important problem is that the small and micro enterprises lack of smoothand effective financing channels, this phenomenon caused issues as the survival of small andmicro enterprises short cycle, low operating efficiency and so on. At the same time, afterthirty years’ of reform and opening up, Chinese folk gathered a large amount of capital, mostof the private capital investment due to lack of a reasonable way are in a dormant orsemi-dormant，this caused the waste of a lot of capital. So, how to make more private capitalto participate in the financing of small and micro enterprises has become a major issue. If wecan make more private capital participate in the financing of small and micro enterprisesreasonable and safe, one hand, we can solve the current financing difficulties of small andmicro enterprises, on the other hand,we can achieve private capital appreciation and increasepeople’s income，further narrow the income gap of the national income.This article from the promotion of private capital to participate in the financing of smalland micro enterprises perspective, first elaborated the status of small micro-enterprisefinancing, further analysis of existing private capital to participate in the financing of smalland micro enterprises lack a reasonable guide，less of private financial institutions, single typeof business and so on. Next, explain the necessity and suitability of promoting the privatecapital to participate the financing of small and micro enterprises，then use the empiricalanalysis to elaborate the results of promoting the private capital participate to the financing ofsmall and micro enterprises. Finally, from improving market institutions and optimizeregulatory measures two aspects, on how to promote private capital participation in smallmicro enterprise financing proposed regulating the behavior of existing private financialinstitutions, private financial institutions, new with laws, regulations, regulating the behaviorof private capital, refining the access conditions, perfect the credit system feasible suggestions,further promote the participation of private capital financing of small and micro enterprises to build smooth financing channels for the small and micro enterprises, and thus accelerate thedevelopment of China’s small and micro enterprises, the overall industrial structure adjustment ofChina to make greater contributions.