A Research On China Construction Bank Science And Technology Branch In Changsha Lugu Function Construction

Since reform and opening-up,the small and medium-sized enterprises in our country developed rapidly,especially technology-based firms.Small and mid-sized technology-based ifrms become the effective strength and important subject in the modern economy development for its own unique innovation^however financing difficulties have been realistic problems which hinder their development. The country provide many policies to promote the development of science technology ifnancial to speed up the development of technology-based enterprises, to promote the combination of technology and finance, to develop strategic emerging industries.so how to effectively combine technology with financial in the support of policies,which has become a pressingproblem for financial institutions to adapt to economy development.AccordingTo the view of financial function, It is the key for finance to adapt to economic development to strengthen and realise the construction of ifnancialand.Science and technology branch as a professional financial institution which provides customized service for small and medium-sized technology-based enterprises,how to set up financialfunction which could meet the current economic development environment has a strong practical significance.To strengthen the research of the construction of science andtechnology branch function and establish science and technology branch which could meet the needs of small and medium-sized technology-based enterprises’development，and realize the combination of technology and financial are what this article research’s significance.The article study the Changsha Lugu science and technology branch of ChinaConstruction Bank(CCB). firstly this article defined the concept of the technologybanks, functional orientation of financial institutions, function construction offinancial institutions, and also analyzed operating status, the development of themarket positioning and the functional construction positioning of Changsha Luguscience and technology branch of China Construction Bank(CCB). On this basis, thisarticle proposed the customer service functions, marketing functions and riskmanagement functions combined with the current functional status of the bank, anddiscussed the three functions. And finally, to improve and promote the Changsha Luguscience and technology branch of China Construction Bank(CCB) functionalconstruction, the article given some proposals and measures. The innovation of this article is to apply Financial Functional Research on theresearch of the development of Science and Technology Branch, proposed theconstruction of three major functions of the Science and Technology Branch of, andgiven the corresponding countermeasures to promote its development.