| Small and micro businesses as an important part of our national economy,The development of more and more attention by the state. Financing difficulties of small and micro businesses problem has been a hot topic in academic circles of society, Due to the characteristics of small and micro businesses financing needs "short, small, frequency, urgency", Caused many financial institutions are reluctant to involve small and micro businesses financial market, The necessary funds small and micro businesses development has been a major problem for its development. In this paper the financing problem of small and micro businesses, from our country rural commercial banks to small and micro businesses financial support perspective, trying to develop the rural commercial banks to support small and micro businesses targeted policy recommendations. First of all, this paper refers to the financial support of small and micro businesses, make a theory foundation for the next analysis. Secondly, analysis of China’s rural commercial banks to small and micro businesses financial support status, discusses our country rural commercial banks to small and micro businesses financial support has the advantages and problems, The rural commercial banks to support small and micro businesses exist in the development of network resources, highlight the advantages of rich people, rich sources of information, flexible and other advantages, also found that existing cyber source shortage, high-quality customer resources, information sharing, decision of trade barriers exist subjective issues. Thirdly, according to the characteristics of China’s small and micro businesses financing status indicators system of our rural commercial banks to support small and micro businesses development building, trying to through this index system to the evaluation of China’s rural commercial banks to small and micro businesses financial support. Finally, through the analysis of the practice of Gaoyou rural commercial banks to support small and micro businesses financial support, to evaluate its support small and micro businesses development by using the evaluation index system, obtains our country rural commercial banks to support the development of small and micro businesses targeted policy recommendations. |
