Research On Comprehensive Risk Management Of Northeastern Re-guarantee Company

As a national important economic form, accounting for half of the small andmedium-sized enterprises, with the deepening of the reform and opening up as well asthe doors open, facing the huge financial difficulties. In order to solve the problem ofthe financing difficulties of small and medium-sized enterprises (smes), countriesimprove the occasion, a lot of support policies, encourage the relevant Banks,financial institutions and guarantee agencies to small and medium-sized enterprise tilt,to fully solve the problem of financing difficulties of small and medium-sizedenterprises. Under this background, the area in the northeast of China, by the ministryof finance departments jointly fund the most large-scale across regions in China toguarantee agencies-northeast of small and medium-sized enterprise credit guaranteeco., LTD., arises at the historic moment. Through many years of practical operation,the northeast and guarantee companies in the region of the support guarantee agencies,solve small enterprise financing difficult problem of them played a huge role.But with the continuous expansion of business scale, increasing conservationprojects, the Northeast Guarantee Corporation problems existed in risk managementhas gradually appeared, there have been projects have emerged in varying degrees ofrisk early warning, or even a compensatory, caused a great influence to the normaloperation of the company. Therefore, the establishment of an effective riskmanagement system is the inevitable requirement for the Northeast GuaranteeCorporation long-term stability and sustainable development, as the earlyestablishment of Guarantee Corporation, the Guarantee corporation risk managementexperience of foreign and domestic banks, guarantee organization risk managementexperiences are only partially, but often can not fully consistent with thecharacteristics of Guarantee Corporation, easy to cause the occurrence of great influence on the sustainable development of the company, so the potential risk, riskmanagement system of northeast and Guarantee corporation need a set of effective.Northeastern re-guarantee company in risk management, the author of this paperthe present situation and the existing problems, and puts forward a new theoreticalanalysis framework, set up suitable for the current northeast to guarantee thecompany’s risk management system, and put forward the cooperate with securitystrategies on the implementation of risk management system. In combination with myoperation by a practical case, this paper discusses the small and medium-sizedenterprise credit guarantee company to conduct a comprehensive risk managementproblems, discusses the comprehensive risk management system oriented to build,design the risk analysis process, and establish a comprehensive risk managementunder risk measures.In this paper, the specific work includes:First, the system analyzes the northeastto guarantee companies risk management problems that exist in the process.Secondly,put forward the suitable for the northeast to guarantee company at present riskmanagement system.Third, according to the confirmed before, during, after the wholeprocess, full participation, the characteristics of design the security strategy of riskmanagement system implementation.Finally, combined with the actual case, on thedesign of the risk management system and safeguard measure has carried on theempirical research. Through actual cases to illustrate the effectiveness of the northeastto guarantee company comprehensive risk management as well as the existingproblems, and hope to be able to reference by other domestic guarantee agencies, ofadvancing our country credit guarantee for the healthy and sustainable developmentin an all-round way.