Design Research Of Guangdong Endowment Insurance Fund Operation Risk Assessment Index System

The existing studies of endowment insurance fund operation risk monitoring, can be roughly divided into two major categories of qualitative and quantitative research. Qualitative research, focus on the principles, index system of the basic functions, such as how to classify. Quantitative research is based on qualitative, according to certain principle and the function, through the selection of some important indicators, using the different statistical methods, analysis of the data changes.Based on guangdong province as an example, this paper firstly introduces the current endowment insurance statistical indicators, including the data statistics system, statistical parameter, networking, etc., involving enterprise endowment insurance in the basic definition and interpretation of statistical indicators, and using these indicators, the running status of the basic endowment insurance of guangdong province enterprise analysis, the characteristics and problems are pointed out. Then introduce the endowment insurance fund actuarial analysis model, this paper introduces the principle of its design and application of its shortcomings. On this basis, through the development level of basic old-age insurance for enterprise employees introduction of practical application of comprehensive evaluation index system, analysis of endowment insurance actuarial model take its short, abandon its long, finally established a set of complete index system, the long-term prediction and evaluation on the fund operation, in order to find the existence of the risk in advance, for risk warning, and then adopt corresponding countermeasures to avoid the happening of the risk.The combination of endowment insurance fund actuarial analysis model and PFA can be achieved by dimension reduction effect of simplifying the actuarial analysis model of large parameter system processing, only the selected indicators related to the fund operation risk, examine their predictive value, get the development trend of fund operation risk anticipation...