Small And Medium-sized Enterpriseifnancing Porblems Reseacrh Of Taian

Along with the development of economy and the constant deepening of reform, thesmall and medium-sized enterprise to the national economy growth,the contributions isincreasing year by year, in promoting employment, maintain social stability, increase financialincome and so on hair. With a positive role in the status of China’s national economy hasbecome increasingly important. But by the system, policy and small and medium-sizedenterprise itself the influence of such factors, difficulty of financing is restricted by the ourcountry small and medium-sized enterprise development bottleneck, is also the current ourcountry enterprise energy shortage of the main restricting factors. To effectively solve thesmall and medium-sized enterprise financing difficult problem, enhance the vitality ofenterprise development, we must in view of the current our country small and medium-sizedenterprise financing present situation and difficulties, and take practical measures to reformand innovation of small and medium-sized enterprise financing ways and means. This paper isthe logical starting point to build the small and medium-sized enterprise financing theoryframework, by the comparison research, qualitative and quantitative research on thecombination of the method, in order to Tai’An city small and medium-sized enterprisefinancing situation as the object of study, in order to solve the financing problemcountermeasures and measures as the research key, draw lessons from foreign somesuccessful development mode and experience, the thorough analysis of the small andmedium-sized enterprise financing predicament formation causes, from small self building,peripheral system environment construction, innovative financing pattern, etc, to explore thefinancing of small and medium enterprises to solve the problem of the way.This paper is divided into six parts:The first part puts forward the background of the topic, the purpose and the significance, thefinancing of small and medium enterprises to domestic and international research presentsituation, the basic method and main contents are described.The second part summarizes the small and medium-sized enterprise financing related theory,this paper analyses the prevailing view, has been clear about the small and medium-sizedenterprise the definition of the standard, and emphasizes the small and medium-sizedenterprise in the national economy is more and more prominent position, summarizes themain mode of financing of small and medium-sized enterprises and path.The third part Tai’An citybased on the financing of small and medium enterprises in theinvestigation of state, and through a lot of data statistics, field investigation, in order to Tai’Ancity rural credit cooperatives to support small and medium-sized enterprise financing as the example, this paper analyzes pastoral areas the financing difficulties and restricting factors.The fourth part summarizes the United States, Japan, Germany and other countries resolvesmall and medium-sized enterprise financing difficult experience, as the establishment of thecountermeasures for reference.The fifth part puts forward the solution to small and medium-sized enterprise financingproblems countermeasures and Suggestions. From the small and medium-sized enterpriseown perfect, and building a good peripheral system environment, innovative financing way, tobroaden the financing channels three aspects, from the concept of good faith to establish andmulti-level system establishment, innovation consciousness enhancement from multipleperspectives, such as thinking and summarized.The sixth part is the conclusion, the full text to carry on the summary.