Financial Competitiveness Evaluation Of Listed Commercial Banks Based On The AHP

In the context of global financial crisis and European debt crisis, the competition among the banks all over the world becomes increasingly fierce. Financial competitiveness has great significant impact on the sustainable development of the commercial banks, so how to scientifically identify, nurture and enhance the financial competitiveness of banks is an issue which worth considering. The commercial bank is the most important part of financial system; financial competitiveness is directly related to the sustainable development of the commercial banks and the stabilization of the overall financial system. Therefore, establishing a scientific and effective system to analyze the financial competitiveness of Chinese listed commercial banks has great significance to the development of banks and the reform of financial system.Currently, the research on financial competitiveness of Chinese listed commercial banks is still in the discussed and explored stage and does not have a systematic designed ideas and specific programs. The research on financial competitiveness of both domestic and overseas scholars is mostly targeted at the general companies and does little on commercial banks. Furthermore, the research on financial competitiveness of commercial banks is always targeted at specific type banks, such as the state-owned banks, city commercial banks and so on, which is not conducive to grasp the overall financial competitiveness of Chinese listed commercial banks and not convenient to do the comparison on financial competitiveness of commercial banks with different types.On the basis of financial management theory and characteristics of Chinese listed commercial banks, we choose fifteen representative financial indicators from profitability, risk management capabilities, the capabilities of development and innovation and the scale of strength to build the financial competitiveness evaluation system of Chinese listed commercial banks. In this paper, sixteen listed commercial banks are selected as sample to determine and assess financial competitiveness with its data in2009-2011based on the AHP. We strive to give a more comprehensive reflection on competitive pattern of the listed commercial banks and provide advice to improve financial competitiveness directly.