Commercial Banks Competitiveness Based On Grey System Model

In this paper, we study the competitiveness of commercial Banks is the theme of the evaluation. Competitiveness is a bank decided to long-term trend and an important factor of competitive advantage, the research on the competitiveness of commercial Banks has always been a challenging topic, not only has been engaged in the management of specific bankers focus, and the present research of economists and management experts. In order to more image of a sort of commercial banks competitiveness, this paper uses grey system model to study and analysis on global25banks, in hopes to provide beneficial reference for the reform and development of commercial banks.First of all, the research on the competitiveness of commercial banks at home and abroad in this paper, the system of comb, from the competitiveness and efficiency, risk management transferred to narrate the economists at home and abroad research achievements about commercial bank competitiveness, and presented according to the research results at home and abroad set up a number of for competitiveness evaluation system of commercial Banks, commercial banks competitiveness research in a variety of evaluation system.Then, this paper deals with what is commercial bank competitiveness definition of the concept, by the theory of enterprise competitiveness, have the time for the developing trend of before and after the expansion of bank competitiveness is the enterprise competitiveness is given. Then explains the Banks’competitiveness theory, theory of competitiveness evaluation system of commercial Banks did.Third, this article uses grey system model to evaluate the competitiveness of sorting, hope to solve the existing in the study of determining the index weight is too subjective, requires evaluation of large sample and the sample must be subjected to the typical problem such as probability distribution. In this paper, the use of grey system model, selection of parameters, the determination of weight formula gives the detailed steps. Then select25large commercial banks in the world in2012, the operation of financial data, the data is normalized processing, began to build model analysis, finally it is concluded that a25banks competitiveness based on this order. Finally, in this paper, based on the competitiveness of the25banks sort results are analyzed in the conclusion, want to find out better Suggestions to increase the competition ability of commercial Banks.This article innovation has the following several aspects:one is on competitiveness has carried on the induction and summarizes the research literature, as the main theoretical basis. Then, into the relevant theories of economics and finance, build the theoretical framework in this paper, commercial Banks competitiveness;2it is to draw lessons from existing data, using grey correlation analysis to establish commercial bank competitiveness evaluation model, solved the existing research of determining the index weight is too subjective, requires evaluation of large sample and the sample must be subjected to typical problems such as probability distribution; Three is for the world’s top25bank has carried on the data processing, the empirical analysis, and on this basis, put forward their own conclusions.