Insurance In China’s Agricultural Problems And Countermeasures

Our country is a big agricultural country in the world, in developing and improving theagricultural economy in the primacy of the country ’s economy, while agricultural economy alsoplays an important role in social stability. China is one of the world’s worst natural disasterlosses countries, high-frequency and high intensity of agricultural development and theconstruction of the rural economy due to natural disasters caused huge losses. Urgent need toestablish a sound agricultural insurance system to support and protect our fragile agriculture.Agricultural insurance has been around the world seriously, however, the development situationin our country is very unsatisfactory. Stage of development of agricultural insurance althoughmomentum. But is not commensurate with the status of a large agricultural country, there arestill many problems to be solved, the paper based on foreign agricultural insurance developmentexperience and our lack of development of agricultural insurance, agricultural insurancesummed farmer awareness shallow; agricultural insurance unidentified; agriculture Insuranceexpertise, employing scarce; lack of agricultural development problems in security and otherreinsurance system, and proposed targeted solutions to this problem: increase publicity to raisefarmers’ awareness of insurance; clear agricultural insurance policy status strengthengovernment support position; improve the quality of employees; improve the legal protection ofagricultural insurance system; provide reinsurance protection.Thesis title by six parts of the system were discussed: the first chapter introduces theresearch background of agricultural insurance, meaning and purpose, analysis of the situation athome and abroad, pointing out research and key issues to be resolved. The second chapterprovides an overview of agricultural risks, agricultural insurance theory, the theoreticalfoundation for the later. The third chapter introduces the basic status of China’s agriculturalinsurance and the stage of the development process. The fourth chapter analyzes the typicalpattern of four foreign agricultural insurance development, namely, the American model,Japanese model, French and Filipino agricultural insurance model, combined with the actualsituation in China, summed abroad can provide a reference for the development of agriculturalinsurance experience. The fifth chapter points out the difficulties in the development of China’sagricultural insurance during the encounter. Chapter VI stage inadequate agricultural insurance based on specific measures and recommendations proposed development of agriculturalinsurance.