Analysis About Fairness Of Urban Workers Endowment Insurance

The aging problem is a challenge about population in21stcentury the wholeworld faced. The aging problem brings a series of economics and social problems.Theendowment insurance directly influenced by aging problem is increaseingly causesthe attention of the government,scholars and common people. Endowment insuranceis an economic welfare policy to maintain the basic life of retirement workers whichis dominated by the government.Its implementation is guaranteed by State CoercivePower. Endowment insurance in relation to the vital interests of every workers. FifthPlenary Session proposed that we should perfect social security system covering bothurban and rural residents.And national income redistribution will be pay moreattention to the fair.The Third Plenary Session of18through “the central committeeof the communist party of China about comprehensively deepen reform certain majorissue decision” come up with to build a more fair and sustainable social securitysystem.All these indicate that government has begun to refocus on the fairness ofendowment insurance, and already started positively reform to promote justice.So the author tries to from the perspective of fairness to analysis urban workersendowment insurance in China.The author hopes that fair status quo of urban workerspension insurance in our country could be recognized, and could provide somereferences for the reform in the future. In this paper,author uses literature study,comparative analysis.First of all,on the basis of the endowment insurance requiresfairness theory are discussed. And analysis the connotation of endowment insurancefairness. Then, the unfair status of urban wokers pension insurance in our country haslaunched a detailed analysis, including the scope of institutional covering isincomplete, the existing of institutional fragmentation, the imbalance of economicdevelopment among different areas, the inequality of political status among relatedstakeholder and the reasons of other matched measures. Next, author discusses thereasons.It includes some people lack of system covering and existing system’sunreasonable and so on.Finally, the author proposes countermeasures. The firstpoint is strengthen the social security system of fair,shared principles. The secondpoint is to establish a uniform liability and unified rights’ payment system.The thirdpoint is balance the pension burden between government and enterprises.The fourthpoint is improve the endowment insurance fund as a whole level, setting up sharedplatform. The fifth point is accelerate the endowment insurance reform ingovernment institutions to build a truly unified social insurance.The sixth point isincrease monopoly industries’ insurance fees and increase the redistribution functionof the social security. Eventually building an endowment insurance which take apayment basic endowment insurance as the core.