| After the Sixteen Party Congress, the Central Committee puts forward to buil d a new socialist countryside and has always attached great importance to solve t he problems of "agriculture, countryside and farmers". However, at present, the big gest problem of the "agriculture, countryside and farmers" is lack of funds. The mo dern economic development is inseparable from the financial support. Empathy, th e modern rural economic development is inseparable from the rural financial supp ort. However, due to history reasons, over a period of time, China tend to suppor t the development of cities and industry and ignore the rural economy and rural f inancial development, which lead to a result that the rural finance can’t fully sup port the rural economic development, and even hindered the development of rural economy. The Guizhou Province, who’s agricultural population accounts for over70%of the province’s population, is located in western and a typical agricultural province. If we want to modernize and achieve the great target of new socialist countryside, there will be a large lack of fund. Therefore, the it is a very meanin gful subject to develop and solve the problem of the rural finance in Guizhou Pr ovince, which also is decided that the Guizhou Province whether can modernize a nd achieve the new socialist countryside construction.The paper briefly reviews the current research situation of the rural finance r esearch in foreign and domestic, and, on this basis, sorts the development process of China’s rural financial system, which can give us a clear understanding of th e development of rural finance. Through field research and accessing to large amo unts of data, the paper points out the status of rural financial development in Gui zhou province, confirms the results of the current rural financial development in Guizhou province, and analyze the supply situation of rural finance and their char acteristic from both suppliers and demanders. The third part discusses the present problem of rural finance development in Guizhou, such as rural service system in adequate, the supply of formal financial institutions imbalance, the development of rural banks having more difficulties, private finance to be perfect, the compensati on mechanism of the agricultural risk underdeveloped and so on, and analyze the reasons of these problem from the view of restricting effective supply of rural fi nancial market. Finally, the paper put forward to the policies and proposal of solv ing these problems from the level of the government and the rural financial instit utions themselves. |
