Feasibility Study Of China’s Basic Endowment Insurance Fund Index Of Investment

At present, the system of endowment insurance fund by the society fund of primary endowment insurance (hereinafter referred to as pensions), the national social security fund (hereinafter referred to as the social security fund), the enterprise annuity fund, the national pension security system has basically formed in as the main body of social endowment insurance, enterprise annuity and commercial endowment insurance as the auxiliary system of the three pillars of the framework.Although in recent years, the fund of primary endowment insurance account balance increases year by year but, with the total investment income is low, according to experts Zheng Bingwen, from2001to2011in China’s endowment insurance fund "shrink" nearly600billion yuan. So make the fund of primary endowment insurance to participate in market operation to realize the value has become a unstoppable trend. However, this "endowment money" select how investment, security must be considered investment at the end of every primary factors. Indexation investment as a kind of can be increased on the premise of guarantee security gains as the research subject.With the continuous development of capital market and perfect, and put forward the basic old-age insurance fund indexation investment strategy, this strategy is the basic endowment insurance fund investment theory foundation and theoretical basis of indexation investment associations, and describes the principle of the basic old-age insurance fund investment, analyzes the basic old-age insurance fund investment index of the existing conditions, as well as the effectiveness of the obtained from pension indexation investment abroad and the index of investment profit in our country come to the conclusion that "apply", indicating the fund of primary endowment insurance in our country have reform progress and indexation investment law, the development of capital market and macroeconomic development foundation, the basis of internal and external supervision, etc.Finally, explain our country basic endowment insurance fund investment index constraints, and puts forward the law, the investment manager, government and other aspects of the counter-measures and Suggestions.