A Study On The Supervision Of Newly - Built Commercial Housing In

In recent years,Tianjin city hall to deal with because of the lack of its own funds to Real estate development enterprises, the blind pursuit of development scale and misappropriation pre-sale Purchase, which led to the housing can not be completed on schedule delivery problems, in November1,2008the formal implementation of commercial housing pre-sale funds supervision system, and in December1,2011according to market changes to the original pre-sale funds supervision system model adjustment. From2008to2013with summarizing the5years experience, to achieve regulatory participants are satisfied with the service at the same time to ensure that the pre-sale funds supervision system into practice, this article through carries on the questionnaire survey to participate in all the way of supervision, to find problems of the existing in Tianjin city new commercial housing pre-sale funds supervision, and tries to find out the corresponding solutions.The advantages and disadvantages of different commercial housing pre-sale financial supervision mode are analyzed, in terms of pre-sale funds supervision departments to regulatory risk, how to deal with the commercial housing pre-sale funds supervision and regulation of real estate finance relations, supervision of project unfinished after the disposal methods of countermeasures. The historical reasons for the formation of pre-sale funds supervision system of the pre-sale funds supervision system lack and establish the integrity of the enterprise, the real estate market efficiency, financial risk, consumer protection, the government’s public service functions and so on; starting from the interaction between property buyers, developers, real estate management, the necessity to implement pre-sale funds supervision system the commercial housing and the construction of incentive compatibility constraint mechanism discussed strategy of Tianjin city; according to the characteristics and application of key regulatory capital model are analyzed, also put forward a series of supervision departments regulatory risk plan, pre-sale funds supervision and real estate financial regulatory coordination scheme, supervision of project unfinished disposal scheme and other supporting measures.