Research On Credit Risk Of N City Commercial Banks To Supply Chain System Of H Company Paper

Simple credit by banks lending to mortgage guarantee business, then all kinds of innovative financial products, supply chain finance has become an important model in the21st century to solve the financing difficulties of SMEs, which completely changed the bank’s credit for a single corporate body model close the set the whole industry supply chain advantages. make full use of the structural characteristics of the supply chain model to grasp the commercial nature of the details of the circulation of commodities. supply chain around the core business of providing financial credit support for SMEs. SMEs are also increasingly focused on strategic, integrated and unified concept, related to the circulation minimize or reduce costs, the supply chain is the Chinese mainland enterprises to improve their organization, optimize costs, improve important areas of strategy, so the supply chain finance in mainland China important banking market. Therefore, supply chain finance and risk control models do systematic research, provide new ideas and methods being prepared or have been engaged in the supply chain participants in the financial services industry regulator.This paper studies the supply chain finance business under the new mode of supply chain finance business operations in a resource that is derived ANB business. This business is through years of development,1+N ’s business model is value in the supply chain, investment banks and other financial institutions or investors. the formation of the whole supply chain management system module to obtain commercial bank credit, the formation of a new management company (mostly equity Investment Fund Limited in the name) that is to grasp the whole supply chain modules in all core business supply chain management company (SCMC) formed under the background. At present, research, focused on the supply chain, financial services,1+N modular and credit risk research. This article focuses on supply chain finance business derived from the company’s supply chain management business ANB study after obtaining commercial bank credit, risk and supply chain management company countermeasures commercial banks generated. Commercial banks in the supply chain,1+N business of credit, along with huge credit and fraud risks. Due to the hidden nature of SCMC, by all means intentionally avoiding associated enterprises, commercial banks when conducting the review, SCMC not find correlation between enterprises, making the credit outflow, which tear open bank credit and fraud risks.In view of this, this article will examine how to strengthen the supervision of such operations before credit and after credit, thus preventing huge risk class of business to commercial banks.