Research On The Application Of Dormitory Financing In Small And Medium - Sized Enterprises

Since the 18 th congress of the Communist Party, Chinese economy transformed from high-speed, straight forward during the past fifteen years to slow and intensive growth. The adjustment of industrial structure and economic growth contribution factor change has become an important job to the Chinese government now. In the throes of change, the development of small and medium-sized enterprises will face more serious competition environment. How to guarantee the small and medium-sized enterprises who accounting for almost 99% of Chinese companies to survive and develop, has become the key problem to how to win the whole reforming game. During all the games, how to effectively solve the problem of financing difficulties of small and medium-sized enterprises is the first step. If walked well, all the game will win. There is a big problem between the financing demand of Small and medium-sized enterprise and government provide a lot of money support cannot be effective docking. Financing channels, financing abilities and risk control have become the main problem of financing.The history of Pawn has been for thousands of years in China even in the world, Pawn was an effective supplement in the financial markets. In the 21 st century, how to make more small and medium-sized enterprises understand pawn financing, use the pawn financing, will solve the problem of financing difficulties of small and medium-sized enterprises. In this paper, by analyzing the pawn industry, small and medium-sized enterprise financing situation and analyzing a case to select the pros and cons of pawn financing, I puts forward how to effectively play the role of pawn financing so as to perfect the financing channels, promote the development of small and medium-sized enterprises.