ST Pawn Company Operating Risk Management Research ST Pawn Company Risk Management Research

In China,the pawn industry started late.Domestic pawn-related laws and regulations have stagnated for a long time,resulting in certain restrictions on the industry's own development.The risk management system of the pawn industry is not perfect,and the risk awareness of managers is weak.Obstructive factors.In recent years,the collective development trend of the domestic pawn industry has slowed down.The total amount of total assets and pawnball have fallen sharply,and the level of profitability has dropped sharply.The overall risk management capabilities of enterprises are still at a preliminary stage.This article draws on domestic and foreign authoritative experience in enterprise risk management,first describes the status quo of the pawn industry in the XX city where the ST pawn company is located,collects information on the risks of the pawnshop,and determines the risk to the pawnshop of the XX city.The risk factors were then evaluated by fuzzy analytic hierarchy process to obtain the degree of importance and rank them.Finally taking ST pawn company as a case,put forward the risk response plan corresponding to the five risk factors.Through analyzing the supervisory responsibilities of the leadership,functional departments and risk management committee of ST pawn company,the supervision of risk management of ST pawn company was conducted.description.