Research On The Current Situation And Countermeasures Of Electronic Banking Business In Wuhai Branch Of China Construction Bank

Internet financial, third-party payment, interest rate marketization, many other external financial environment changing, and the needs of the development of commercial bank itself, these impact factors have prompted commercial bank made many competing for electronic bank with these business. There are a lot of advantages of electronic bank, low operating costs; the business process with high efficiency; good quality of service; product innovation ability; can provide effective financial value-added services; easy to implement customer relationship management.China construction bank as one of the five lines of state-owned holding company, there is no doubt that all the business development in the same industry advanced level, the electronic bank is no exception. Wuhai branch is secondary branch of China construction bank, it business development need according to the superior line target chronological propulsion. In recent years, the electronic bank as China Construction Bank focus on the development of business indicators, wuhai branch in the field of related business achievements are obvious to all. But there is no denying the fact that electronic banking as an emerging business, in the process of innovation and development is to improve the problems.In this paper, under the background of rapid development of electronic banking business, through research and analysis related literature at home and abroad, starting from the connotation of the electronic banking business, around the wuhai branch of electronic banking business development present situation,(the main basis for the electronic banking business development area of Inner Mongolia branch of2013bulletin and the20141quarter of electronic banking business development area of Inner Mongolia branch bulletin of data), analysis of China construction bank in wuhai branch problems existing in the development of electronic banking business and the reasons. The whole paper in line with the principle of combining theory and practice, through research the enlightenment brought by the development present situation at home and abroad, finally put forward some to speed up the development of electronic banking in wuhai branch, the feasibility of countermeasures.