Current Situation And Countermeasures Electronic Banking Inner Mongolia Branch Of China Construction Bank

As the twentieth century, one of the most important financial innovations, the electronic banking, with widening the field of finance service, raising the quality of finance service, expanding the proceeds of sale, reducing service cost, innovating the mechanics of banking, managing and promoting the competitiveness of electronic banking and other aspects of bank processes of outstanding advantages is increasingly becoming a modern commercial bank’s core competitiveness, an important manifestation of to become commercial banks in developing the strategic goals. With the high-speed development more than10years, service model has changed from the simple one with over-the-counter only to multi-channel module combined E-banking with sub-branch network, Internet bank, tele-bank, and self-service machines. Development of electronic banking is now a highlight of the development of Chinese commercial banks.Facing the increasingly industry competition, domestic commercial banks must seize the opportunity for the development of E-banking to realize its own strategic adjustments. Therefore, how to speed up the development of electronic banking is to achieve healthy development of China Construction Bank’s security, to build a direct impact on competition in the Bank’s strategic position. This article does comprehensive research on the electronic banking in CCB Inner Mongolia Branch, explains the classification of electronic banking, definitions, functions and development trend.It focuses on China Construction Bank branch in Inner Mongolia development of electronic banking. It analyzes the difference in E-banking business between China local banks and foreign banks. It investigates the factors which limit the growth of electronic banking in CCB Inner Mongolia Branch and Points out the Problem. At last, it Provides detail suggestions for the improvement of electronic banking in CCB Inner Mongolia Branch.