A Comparative Study On The Financial Asset Allocation Of Urban Residents In Yunnan Province

Financial assets is an important form of assets, with claims, the voucher form of value, when making investment decisions, investors often depends on their own preferences and economic risk to bear ability to choose the amount and type of investment, optimize the allocation of resources to achieve maximum utility maximization. As an investor, for financial assets they own after making the distribution, urban residents want to achieve the effect on its future earnings have a lot of "domino effect②".That urban residents how to allocate their disposable income has reached the expected income, improve their living conditions, which is closely related with the configuration advantages and disadvantages of financial assets.The research object of this article is a financial asset allocation situation analysis of urban residents in Yunnan province. The article mainly bases on the province various financial asset allocation proportion of urban residents and urban residents with a national average of comparison and analysis between the circumstances of financial assets, through the comparative analysis and the trend towards to find out the urban residents in Yunnan province and urban residents with the national average differences of financial asset allocation. Based on the key analysis of Yunnan province in the town residents’ property income allocation and contribution of the financial asset returns. Finally the financial asset allocation of the inhabitants of the above article summarized the advantages and disadvantages, combined with local regional economic and cultural characteristics, it is not the simple scheme is put forward.